Providing clients with casualty
coverage is one of Wortham’s core strengths. Our casualty
professionals’ level of expertise, knowledge and
tenure is well respected in the industry. Our casualty
department created technical teams to analyze the perils
of your business: whether local, national, or international.
The Wortham casualty team provides solutions, implementation
and daily support in the following services areas:
- Loss forecasting
- Experience rating
- Policy audits
- Contract review
- Large retention programs (deductible, retrospective
rating, self insured)
- Loss portfolio transfers
- Alternative risk transfer
- Captive programs
- Umbrella/excess programs
- Special risk programs
- Environmental programs
- International programs
- Collateral management
- Retention analysis
- Owner controlled insurance programs.
Wortham specialists are also experienced in a wide array
of coverage areas; below is a partial list of coverages
available through our team of experts:
Workers' Compensation
Workers' compensation enables businesses to insure
employees who are hurt or contract an occupational
disease on the job.
Automobile
Wortham’s staff works with your company to structure
automobile coverage to meet the range of your exposures—from
single and multiple vehicles to garage operations to
truckers and motor carriers.
General Liability
Wortham’s casualty team develops far-ranging
commercial general liability coverages that cover exposures
causing bodily injury, property damage, false arrest
and personal and advertising injury such as libel,
slander and invasion of privacy. Liability in connection
with work performed by independent contractors can
also be provided.
Aviation
Wortham has a team of aviation and aerospace insurance
experts on staff that is knowledgeable in all lines
of aviation-related coverages. We have substantial
expertise to meet varying insurance needs of all types
of aviation and aerospace operations, ranging from
private pilots and corporate jet operators to fixed-based
operators and owners to operators of maintenance facilities
and airfields.
We are committed to working closely with our clients
and underwriters. By helping the insurance marketplace
better understand our clients’ operations and business
strategies, we can secure superior insurance terms and
pricing for our clients.
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When
clients engage Wortham for insurance brokerage, not only
do they receive superior casualty insurance products that
meet their needs, they also gain a steadfast partner who
understands their business. At Wortham, we don’t
simply focus on issuing policies. For us, it’s
all about the relationships that we build with clients and
underwriters. Our team of casualty experts brings the highest
level of professionalism and straightforward recommendations
to every Wortham client, advising them on casualty products
that deliver added protection and value. 
